individual retirement account

noun

: ira

Examples of individual retirement account in a Sentence

Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
But at least 32,000 people have amassed more than $10 million in workplace and individual retirement accounts like a Roth IRA, which can grow without taxes due on the earnings, according to the Joint Committee on Taxation. — The Week Us, TheWeek, 27 Aug. 2026 Dimensions | Getty Millions of people roll money from a workplace retirement plan to an individual retirement account each year — and mistakes can prove both costly and irreversible. — Greg Iacurci, CNBC, 24 Aug. 2026 And for the $29 trillion in 401(k) and IRA monies, that change will impact several sectors currently outside individual retirement accounts. — Artem Milinchuk, Forbes.com, 10 Aug. 2026 Use Form 1099-R to report distributions from retirement plans, pensions, annuities, and individual retirement accounts (IRAs). — Encyclopedia Britannica, 10 Aug. 2026 See All Example Sentences for individual retirement account

Word History

First Known Use

1974, in the meaning defined above

Time Traveler
The first known use of individual retirement account was in 1974

Rhymes for individual retirement account

See All Rhymes for individual retirement account

Browse Nearby Words

individual medley
individual retirement account
individual variable
See all Nearby Words

Cite this Entry

“Individual retirement account.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/individual%20retirement%20account. Accessed 1 Sep. 2026.

Copy Citation

Legal Definition

individual retirement account

noun
individual re·​tire·​ment account
often capitalized I&R&A
: ira
Last Updated: - Updated example sentences
Love words? Need even more definitions?

Subscribe to America's largest dictionary and get thousands more definitions and advanced search—ad free!

Popular in Grammar & Usage

See More

A Who’s Who Regarding ‘Who’s’ and ‘Whose’

Is it 'nerve-racking' or 'nerve-wracking'?

What's the difference between 'fascism' and 'socialism'?

Why does English have so many silent letters?

7 Pairs of Commonly Confused Words
See More

Popular in Wordplay

See More

Ye Olde Nincompoop: Old-Fashioned Words for 'Stupid'

14 Phobias You Probably Haven't Heard Of

Even More Words That Sound Like Insults But Aren't

Even More Bird Names that Sound Like Insults (and Sometimes Are)

12 Lovely and Unusual Words for the Natural World
See More

Popular

See More

A Who’s Who Regarding ‘Who’s’ and ‘Whose’

Ye Olde Nincompoop: Old-Fashioned Words for 'Stupid'

14 Phobias You Probably Haven't Heard Of
See More

Games & Quizzes

See All
Play Quordle: Guess all four words in a limited number of tries. Each of your guesses must be a real 5-letter word.
Quordle Can you solve 4 words at once?
Play Blossom: Solve today's spelling word game by finding as many words as you can using just 7 letters. Longer words score more points.
Blossom Pick the best words!
Play Missing Letter: a crossword with a twist. Each of the 25 puzzle words start with a different letter of the alphabet. Which letter is missing?
The Missing Letter A daily crossword with a twist
skateboard-dog-hat
Wordmaxxing Slang Quiz Give your vocabulary a glow up by getting sendy w...
See All